Car insurance coverage is available for physical damages to a vehicle. While it may seem like an expensive investment to protect your vehicle from hail damage, you should still have it if hailstorms are quite a common incident in your area. Fortunately, when a car gets damaged by hail, comprehensive insurance policies often include claim benefits for the repairs, especially in areas prone to this type of natural disaster.
For the insurance company to cover auto repair expenses for hail damage, the incident needs to be reported to the insurance company. A representative can reach out to the car owner on how to proceed with the processing or work directly with the auto repair shop.
How Long Do You Have To Claim Hail Damage On A Car?
Claiming insurance benefits for car hail damage must be arranged immediately after the event of the hailstorm. However, some insurance companies might have specific requirements to claim within 30 to 60 days following the incident.
One factor determining your auto insurance claim’s filing process is how much the repairs on your vehicle costs. Dealing with hail-damaged vehicles is often associated with mechanical repairs that could end up requiring more intensive repairs. Your insurance policy may or may not include certain repair charges, so you’ll have to clarify how you can proceed with the filing. But before that, the insurance company representative performs an initial damage assessment.
You’ll hear back from the insurance company about the amount they will cover on the repair cost regardless of the expense stated on the auto repair shop’s service quote.
When Do You Get Approved For Insurance Claims on Auto Hail Damage?
Many factors determine how long you have to wait to get approved for claiming insurance services due to car hail damage.
First of all, you have to understand that there are varying hailstorm conditions in different areas of the country. Therefore, there are particular time frames car owners can file an insurance claim for auto hail damage repair.
Many vehicles would have been affected in a recent hailstorm, and car owners will be lining up for repairs and insurance claims. The obvious factor that might affect the length of time you’ll have to wait to get approved on your claim depends on the volume of clients your insurance policy provider will be working on.
If you want a precise estimate of how long you have to wait to get approved in claiming hail damage on your car, ensure that the auto repair shop includes insurance claim processing on their services. This way, they can immediately arrange the credit payments with direct communication.
Paintless Dent Removal For Auto Hail Damage Repair
One option you may want to consider is using paintless dent repair as an alternative to traditional repair. Paintless dent removal (PDR) is a quick, affordable, and innovative solution to fixing car hail damages. Essentially, instead of removing the hail-damaged paint from your car or vehicle’s body, the repair company will use a unique technique to smoothen out the surfaces without sanding, filling, and repainting.
Find out if your car hail damage is suitable for paintless dent repair services. Hail Free Solutions has a team of specialists trained with the manufacturers to ensure quality PDR services for any vehicle. Contact us here today to learn more about our industry-certified auto hail repair!
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